MFA (multifactor Authentication)
Passwords are inherently insecure. Users select insecure text only short passwords. Two factor or multifactor authentication provides layers of access protection.
Cyber Security responsibilty and threat.
As an I.T. profesional we are all experiencing the threat level of hacking. Be it social - human attacks via email or brute force we can no longer rely on passwords only. Insurance companies and the DHS are requiring multiple authentication methonds, intrustion detection and a CyberSecurity Plan which includes use a "cybersecurity framework". See NIST Cyber Security Framework. Note "work".